ChatGPT Plus in Morocco: price, benefits and how to pay without a card

ChatGPT Plus in Morocco has become a work tool for many students, freelancers and employees: writing a formal email in French, preparing a presentation, analysing an Excel file or fixing code. The free version helps out, but it quickly hits its limits once you use it seriously. What does the paid plan really unlock, how much does it cost and how can you pay for it without an international card? This guide has the answers.

Free ChatGPT vs ChatGPT Plus: what changes

The free version of ChatGPT gives access to a capable model, but with tighter quotas and limited advanced features. ChatGPT Plus, listed at MySplit as ChatGPT 5 Plus, is aimed at people who use it every day.

What the Plus plan adds

• Access to OpenAI's most advanced models, with much higher usage limits than the free version.
• Advanced reasoning for complex problems: maths, logic, code, analysis of long documents.
• Deep Research: ChatGPT goes through many sources and produces a structured report with references.
• Image generation with more generous quotas.
• Advanced voice mode for spoken conversations, handy for revising or practising a language.
• File analysis: PDF, Word, Excel, images, with higher limits.
• Custom GPTs and priority access to agent features and new releases.
• Priority access during peak hours, with faster answers.

The exact quotas and model names change regularly: OpenAI updates its offer several times a year. The general idea stays the same: Plus gives more power, more tools and far fewer blocks.

Official ChatGPT Plus price

For reference only (October 2026), ChatGPT Plus is billed at 20 US dollars per month by OpenAI, a price unchanged since the plan launched. Depending on the country, taxes may be added at checkout.

For a Moroccan user, the real cost depends on the exchange rate and the fees your bank charges on foreign-currency payments. Above all, you need a card enabled for international e-commerce, with a high enough limit and an automatic charge every month.

Common obstacles in Morocco

• bank card declined or not enabled for international payments;
• bank and exchange fees on every charge;
• a limited e-commerce allowance, already used for other purchases;
• wanting to pay in dirhams, with no automatic charge on your card.

ChatGPT Plus in Morocco with MySplit: price in dirhams

MySplit offers ChatGPT 5 Plus paid in dirhams, by bank transfer, with no international card. Current prices for the ChatGPT 5 Plus offer:

The offer is monthly: you turn it on while finishing a thesis, during exams or for a busy work project, then renew only if you still need it. No automatic charge, no saved card.

How it works

1. Choose the duration on the ChatGPT 5 Plus page.
2. Pay by bank transfer (CIH Bank or another bank).
3. Send the screenshot of the receipt on WhatsApp.
4. As soon as the payment is checked, your access is sent to you quickly during opening hours.

Access is guaranteed for the whole paid period: if something goes wrong, support replaces it or compensates you. Since this is shared access, do not change the account settings or password, and avoid entering confidential information (customer data, sensitive documents). To understand the principle, read our article on how subscription sharing works.

Practical uses for students

ChatGPT Plus is an excellent learning assistant, as long as you use it to understand and not to copy.

• Revise: ask for step-by-step explanations of an economics, law or physics chapter, then exercises with answers.
• Prepare a presentation: outline, research leads with Deep Research, then check the sources cited.
• Improve your writing: rephrase a thesis paragraph, fix spelling, adjust the tone.
• Languages: practise spoken English or Spanish with voice mode before an interview or a test.
• Code: understand a Python or Java error at engineering school, with explanations suited to your level.

Our selection of useful subscriptions for students in Morocco suggests other complementary tools.

Practical uses for professionals

• Freelancers and agencies: briefs, sales proposals, LinkedIn posts, video scripts, versions in Arabic, French and English.
• Shops and e-commerce: product sheets, template replies for WhatsApp, promotion ideas for Ramadan or back-to-school.
• Accounting and management: analysing an Excel file, formulas, table summaries (with the data anonymised).
• Developers: code review, tests, documentation, debugging.
• Job hunting: CVs, cover letters, interview practice.

For visual creation, ChatGPT pairs very well with Canva Pro, offered for 99 DH for 1 year at MySplit. And if you also edit videos, the AI & Creator Bundle brings together ChatGPT and CapCut Pro for 1 month, cheaper than buying each offer separately.

ChatGPT Plus or Perplexity Pro?

Both are AI assistants, but with different strengths. ChatGPT excels at producing content, reasoning, coding and conversation. Perplexity AI Pro is designed first and foremost as a search engine that always cites its sources, useful for monitoring news and checking facts. At MySplit, Perplexity Pro costs 349 DH for 12 months. Another option: Gemini Pro, Google's AI assistant, activated directly on your own account for 12 months.

We wrote a full comparison on the topic: ChatGPT Plus vs Perplexity Pro, which one to choose.

Our verdict

If you use ChatGPT more than a few times a week, the Plus version saves a lot of time: more powerful models, deep research, file analysis and far fewer limits. The official price of 20 dollars a month is affordable, but paying with an international card blocks many users in Morocco. With MySplit, ChatGPT 5 Plus costs 99 DH a month, paid by bank transfer, with no card and no automatic renewal. To build your complete toolbox, see the MySplit guide.